Lombard loan
Enabling you to seize good opportunities quickly
The VP Bank lombard loan is intended for investors with investments on the international financial markets who would also like the financial flexibility and independence to take advantage of future opportunities, on or off the financial markets. Our lombard loan gives you an efficient and cost-effective way of building up reserves of liquidity without having to sell off any of the assets in your portfolio. A lombard loan is secured against eligible assets from your existing portfolio. VP Bank, as lender, becomes the holder rather than the owner of the pledged assets, once they are transferred.

Assets eligible as collateral
- All standard securities
- Precious metals
- Time deposits
- Fiduciary deposits
- Account balances
Our Products
Depending on your needs we offer you one of two solutions: a fixed-interest loan for investors with a clearly defined borrowing requirement over a definite period, or an overdraft facility for those who need flexible funding or who expect interest rates to fall.
Fixed advance / fixed interest loan
Features
Minimum amount | CHF 100,000 |
Interest rate |
fixed interest rate for the agreed duration – Contact our specialists so that, together, we can find the best possible terms for you. |
Interest payment date | at maturity or, if loan duration exceeds one year, annually |
Loan repayment | repayment possible on expiry of agreed duration |
Termination |
at any time; termination before fixed interest loan expires is possible only against payment of the appropriate compensation |
Advantages
- Together with us, you configure the loan to suit your own specific requirements.
- You obtain additional capital without selling your existing securities positions.
Restrictions
- Lock-in for the loan duration
Current account overdraft
Features
Interest rate |
variable interest rate plus a loan commission of 0.250% per quarter of the average amount of your overdraft drawn down |
Interest payment date | quarterly |
Loan repayment | possible at any time |
Termination | possible at any time |
Advantages
-
Together with us, you configure the loan to suit your own specific requirements
- You obtain additional capital without selling your existing securities positions.
Restrictions
-
For the duration of your overdraft the interest rate is subject to market forces with no upper limit