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Lombard loan

Enabling you to seize good opportunities quickly

There is no need to dispose of assets from your portfolio to generate liquidity. A lombard loan is a more elegant and cost-effective solution.

The VP Bank lombard loan is intended for investors with investments on the international financial markets who would also like the financial flexibility and independence to take advantage of future opportunities, on or off the financial markets. Our lombard loan gives you an efficient and cost-effective way of building up reserves of liquidity without having to sell off any of the assets in your portfolio. A lombard loan is secured against eligible assets from your existing portfolio. VP Bank, as lender, becomes the holder rather than the owner of the pledged assets, once they are transferred.

 

Atrium VP Bank Triesen

Assets eligible as collateral

  • All standard securities
  • Precious metals
  • Time deposits
  • Fiduciary deposits
  • Account balances

Our Products

Depending on your needs we offer you one of two solutions: a fixed-interest loan for investors with a clearly defined borrowing requirement over a definite period, or an overdraft facility for those who need flexible funding or who expect interest rates to fall.

Fixed advance / fixed interest loan

Features

Minimum amount CHF 100,000
Interest rate

fixed interest rate for the agreed duration – Contact our specialists so that, together, we can find the best possible terms for you.

Interest payment date    at maturity or, if loan duration exceeds one year, annually
Loan repayment repayment possible on expiry of agreed duration
Termination

at any time; termination before fixed interest loan expires is possible only against payment of the appropriate compensation

 

Advantages

  • Together with us, you configure the loan to suit your own specific requirements.
  • You obtain additional capital without selling your existing securities positions.

Restrictions

  • Lock-in for the loan duration

Current account overdraft

Features

Interest rate

variable interest rate plus a loan commission of 0.250% per quarter of the average amount of your overdraft drawn down

Interest payment date quarterly
Loan repayment possible at any time
Termination possible at any time

 

Advantages

  • Together with us, you configure the loan to suit your own specific requirements

  • You obtain additional capital without selling your existing securities positions.

Restrictions

  • For the duration of your overdraft the interest rate is subject to market forces with no upper limit

Contact us

Contact us simply by telephone or by using the contact form.
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